AI Subscription Prices
As of Nov 6, 2026 the main AI assistants cost about $20 a month for their standard paid plan (ChatGPT Plus $20, Claude Pro $20, Google AI Pro $19.99) and about $200 for the top plan (ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x, Grok Ultra), with cheaper tiers from $4.99 (Google AI Plus) and $8 (ChatGPT Go, X Subscription Plus).
The standard paid plan of every major AI assistant costs about $20 a month as of Nov 6, 2026: ChatGPT Plus is $20, Claude Pro is $20 ($17 billed yearly) and Google AI Pro is $19.99, each with the maker's best models and higher limits. The top individual plans cluster at about $200: ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x ($199.99) and Grok's Ultra. Below $20, Google AI Plus costs $4.99 and ChatGPT Go $8, and every one of these has a free plan; see Free AI Tools.
Every major AI plan, Nov 6, 2026
| Product | Free | Entry | Standard | Higher | Top |
|---|---|---|---|---|---|
| ChatGPT | Yes | Go $8 | Plus $20 | Pro 100 $100 | Pro 200 $200; Pro 500 $500 |
| Claude | Yes | None | Pro $20, $17 yearly | Max $100 | Ultra $200 |
| Gemini (Google AI) | Yes | Plus $4.99 | Pro $19.99 | Ultra 5x $99.99 | Ultra 20x $199.99 |
| Grok (The X Subscription) | Yes | Plus $8 | Premium $30 | Super $100 | Ultra $200 |
| Perplexity | Yes | None | Pro $17 billed yearly | None | Max $167 billed yearly |
| Microsoft Copilot (with Microsoft 365) | Yes | Personal $9.99 | Family $12.99 | Premium $19.99 | None |
| Le Chat (now Vibe, Mistral) | Yes | None | Pro $14.99 | None | None |
US prices a month, before tax, from each maker's page read Nov 6, 2026. Microsoft 365 plans also include Office apps and 1 to 2 TB of storage, and cost $99.99, $129.99 and $199.99 a year. ChatGPT Go, Plus and Pro are monthly only; Perplexity's page shows yearly-billed prices only. Grok's plans also cover Cursor and X features (SpaceXSI).
The $20 tier compared
| Plan | Price | What stands out |
|---|---|---|
| ChatGPT Plus | $20 a month | GPT-6 reasoning models, deep research, projects, scheduled tasks, custom GPTs, expanded Codex (OpenAI) |
| Claude Pro | $20, or $17 billed yearly | Opus and Fable models, Claude Code, Research, Claude in Chrome and Microsoft 365 |
| Google AI Pro | $19.99 | Gemini 4 Argon and Pro models, 4 times the free limits, 5 TB of storage, 1,000 Flow video credits, more Gemini Notebook use |
| Microsoft 365 Premium | $19.99 | Copilot with "extensive" usage, Word, Excel, PowerPoint, Outlook for up to 6 people, 2 TB |
| Perplexity Pro | $17 billed yearly | Models from several labs with a model picker, Deep Research, Perplexity Computer credits |
| Vibe Pro (Mistral) | $14.99 | More messages, all-day coding, $15 a month in API credits; $5.99 for students |
| Grok Premium | $30 | 4 times Plus usage, latest Grok models, image and video generation, near ad-free X |
Which $20 plan? For coding and long agent tasks, Claude Pro, which includes Claude Code. For the broadest set of tools, ChatGPT Plus. For the most storage and Google's apps, Google AI Pro, which also covers NotebookLM and video in Google Flow. For Office users, Microsoft 365 Premium. For cited web research across several labs' models, Perplexity Pro. Rankings that back these picks are on Best AI Chatbot and AI Leaderboards. In an Aug 12, 2026 video, after paying for all three for a month, Parker Prompts reached a similar split: Google AI Pro for value and range, ChatGPT Plus for images and predictable limits, and Claude Pro for writing, work on your own files and coding, despite its tighter limits.
The $200 tier compared
| Plan | Price | What stands out |
|---|---|---|
| ChatGPT Pro 200 | $200 a month | More usage than Pro 100, GPT-6 Pro reasoning, Dot agent, monthly API credits; Ultrafast only on Pro 500 ($500) |
| Claude Ultra | $200 | 10 times Pro usage a week, no 5-hour limit on verified accounts, Fable up to half the weekly limit, $200 a month in API credits |
| Google AI Ultra 20x | $199.99 | 20 times Pro limits, 30 TB, 25,000 Flow credits, Project Genie, YouTube Premium in some countries |
| Grok Ultra | $200 | 50 times Plus usage, earliest access to models |
| Perplexity Max | $167 billed yearly | 10,000 Computer credits a month, highest limits, frontier models |
All five include monthly credits or usage pools rather than unlimited use; each maker's page lists the limits. A $100 middle step exists at OpenAI (Pro 100), Anthropic (Max), Google (Ultra 5x, $99.99) and SpaceXSI (Super). In a Sep 1, 2026 video, Eric Michaud pointed out that Claude's higher plans, then Max at $100 and $200, differed from Pro mainly in usage and in priority access at busy times.
Work and creative plans
| Product | Price as of Nov 6, 2026 |
|---|---|
| Microsoft 365 Copilot | $30 a user a month yearly; Business $21, $18 on offer |
| Notion AI | With Notion Business, $20 a member a month |
| Grammarly | Pro $12 a month |
| Otter.ai | Pro $16.99 monthly, $8.33 yearly |
| Granola | Business $14 a user a month |
| ElevenLabs | From $6 a month |
| Suno | Pro $10 a month, $8 yearly |
| Descript | Hobbyist $24 monthly, $16 yearly |
| GitHub Copilot | Pro $10 a month |
How we chose
Every price was read on the maker's own pricing or help page on Nov 6, 2026, in US dollars before tax; where a page shows only a yearly-billed rate, the table says so. Prices change often, and local prices differ (OpenAI localizes Go in some markets).
Frequently asked questions
How much does ChatGPT Plus cost? ChatGPT Plus costs $20 a month, billed monthly only, as of Nov 6, 2026; ChatGPT Go costs $8 and ChatGPT Pro $100, $200 or $500.
Is ChatGPT Plus or Claude Pro or Gemini Pro cheaper? They cost about the same: ChatGPT Plus $20 a month, Claude Pro $20 ($17 billed yearly) and Google AI Pro $19.99, as of Nov 6, 2026. Claude Pro is the cheapest of the three if paid yearly.
What is the cheapest paid AI plan? Google AI Plus at $4.99 a month is the cheapest paid plan from a major assistant as of Nov 6, 2026, followed by ChatGPT Go and Grok's Plus at $8.
What do the $200 AI plans include? The $200 plans (ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x, Grok Ultra) mainly buy much higher usage limits, first access to new models and agents, and in OpenAI's and Anthropic's case monthly API credits.
Can I pay yearly for ChatGPT? No. OpenAI does not offer yearly billing for ChatGPT Go, Plus or Pro as of Nov 6, 2026; Claude Pro and Microsoft 365 do offer yearly plans.
Sources
- What is ChatGPT Plus?, OpenAI Help Center, read Nov 6, 2026
- About ChatGPT Pro tiers, OpenAI Help Center, read Nov 6, 2026
- What is ChatGPT Go?, OpenAI Help Center, read Nov 6, 2026
- Introducing ChatGPT Go, now available worldwide, OpenAI, Jan 16, 2026
- Plans and pricing, ChatGPT, read Nov 6, 2026
- Plans and pricing, Claude, read Nov 6, 2026
- Google AI plans, Google, read Nov 6, 2026
- Pricing, SpaceXSI, read Nov 6, 2026
- Pricing, Perplexity, read Nov 6, 2026
- Compare Microsoft 365 plans, Microsoft, read Nov 6, 2026
- Pricing, Mistral AI, read Nov 6, 2026
- ChatGPT vs Claude vs Gemini: Which $20 AI Plan Is Worth It?, Parker Prompts, Aug 12, 2026 (video)
- Which AI Subscription Is Actually Worth It?, Eric Michaud, Sep 1, 2026 (video)
- Microsoft Copilot for enterprise and for small business, Microsoft, read Nov 6, 2026
- Pricing pages of Notion, Grammarly, Otter.ai, Granola, ElevenLabs, Suno, Descript and GitHub, read Nov 6, 2026
Moments
Which AI Subscription Is Actually Worth It?
Eric Michaud
ChatGPT vs Claude vs Gemini: Which $20 AI Plan Is Worth It?
Parker Prompts
See also
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Free AI ToolsThe most useful free AI tools as of Nov 6, 2026 are ChatGPT (unlimited everyday text chats on GPT-6), Gemini and Claude for chat, NotebookLM for research, GitHub Copilot Free for coding, Google Flow for video (50 credits a day), ElevenLabs for voice and Suno for music, each with limits listed here and linked to the maker's pricing page.
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ChatGPTChatGPT is OpenAI's AI assistant. It is free to use, with paid plans of Go ($8 a month in the US), Plus ($20) and Pro ($100, $200 or $500), and since Oct 2026 it runs on the GPT-6 models. -
ClaudeClaude is Anthropic's AI assistant. It has a free plan, Pro at $20 a month, Max at $100 and Ultra at $200, runs on the Claude Fable 5.1, Opus 5.5, Sonnet 5.5 and Haiku 5.5 models, and leads the main coding leaderboards as of Nov 6, 2026. -
GeminiGemini is Google's AI assistant and model family. The app is free, Google AI Plus costs $4.99 a month, Google AI Pro $19.99 with Gemini 4 Argon, and Google AI Ultra $99.99 or $199.99, as of Nov 6, 2026. -
GrokGrok is the AI assistant made by xAI, now SpaceX Super Intelligence (SpaceXSI), on grok.com, iOS, Android and X. It is free with limits; since Oct 12, 2026 the paid plans are The X Subscription, from $8 a month (Plus) to $200 (Ultra), bundled with X Premium and Cursor. -
PerplexityPerplexity is an AI answer engine that searches the web and cites its sources. It is free with limits; Pro costs $17 a month billed yearly and Max $167 a month billed yearly ($200 month to month), as of Nov 6, 2026.