AI Subscription Prices

As of Nov 6, 2026 the main AI assistants cost about $20 a month for their standard paid plan (ChatGPT Plus $20, Claude Pro $20, Google AI Pro $19.99) and about $200 for the top plan (ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x, Grok Ultra), with cheaper tiers from $4.99 (Google AI Plus) and $8 (ChatGPT Go, X Subscription Plus).

The standard paid plan of every major AI assistant costs about $20 a month as of Nov 6, 2026: ChatGPT Plus is $20, Claude Pro is $20 ($17 billed yearly) and Google AI Pro is $19.99, each with the maker's best models and higher limits. The top individual plans cluster at about $200: ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x ($199.99) and Grok's Ultra. Below $20, Google AI Plus costs $4.99 and ChatGPT Go $8, and every one of these has a free plan; see Free AI Tools.

Every major AI plan, Nov 6, 2026

Product Free Entry Standard Higher Top
ChatGPT Yes Go $8 Plus $20 Pro 100 $100 Pro 200 $200; Pro 500 $500
Claude Yes None Pro $20, $17 yearly Max $100 Ultra $200
Gemini (Google AI) Yes Plus $4.99 Pro $19.99 Ultra 5x $99.99 Ultra 20x $199.99
Grok (The X Subscription) Yes Plus $8 Premium $30 Super $100 Ultra $200
Perplexity Yes None Pro $17 billed yearly None Max $167 billed yearly
Microsoft Copilot (with Microsoft 365) Yes Personal $9.99 Family $12.99 Premium $19.99 None
Le Chat (now Vibe, Mistral) Yes None Pro $14.99 None None

US prices a month, before tax, from each maker's page read Nov 6, 2026. Microsoft 365 plans also include Office apps and 1 to 2 TB of storage, and cost $99.99, $129.99 and $199.99 a year. ChatGPT Go, Plus and Pro are monthly only; Perplexity's page shows yearly-billed prices only. Grok's plans also cover Cursor and X features (SpaceXSI).

The $20 tier compared

Plan Price What stands out
ChatGPT Plus $20 a month GPT-6 reasoning models, deep research, projects, scheduled tasks, custom GPTs, expanded Codex (OpenAI)
Claude Pro $20, or $17 billed yearly Opus and Fable models, Claude Code, Research, Claude in Chrome and Microsoft 365
Google AI Pro $19.99 Gemini 4 Argon and Pro models, 4 times the free limits, 5 TB of storage, 1,000 Flow video credits, more Gemini Notebook use
Microsoft 365 Premium $19.99 Copilot with "extensive" usage, Word, Excel, PowerPoint, Outlook for up to 6 people, 2 TB
Perplexity Pro $17 billed yearly Models from several labs with a model picker, Deep Research, Perplexity Computer credits
Vibe Pro (Mistral) $14.99 More messages, all-day coding, $15 a month in API credits; $5.99 for students
Grok Premium $30 4 times Plus usage, latest Grok models, image and video generation, near ad-free X

Which $20 plan? For coding and long agent tasks, Claude Pro, which includes Claude Code. For the broadest set of tools, ChatGPT Plus. For the most storage and Google's apps, Google AI Pro, which also covers NotebookLM and video in Google Flow. For Office users, Microsoft 365 Premium. For cited web research across several labs' models, Perplexity Pro. Rankings that back these picks are on Best AI Chatbot and AI Leaderboards. In an Aug 12, 2026 video, after paying for all three for a month, Parker Prompts reached a similar split: Google AI Pro for value and range, ChatGPT Plus for images and predictable limits, and Claude Pro for writing, work on your own files and coding, despite its tighter limits.

The $200 tier compared

Plan Price What stands out
ChatGPT Pro 200 $200 a month More usage than Pro 100, GPT-6 Pro reasoning, Dot agent, monthly API credits; Ultrafast only on Pro 500 ($500)
Claude Ultra $200 10 times Pro usage a week, no 5-hour limit on verified accounts, Fable up to half the weekly limit, $200 a month in API credits
Google AI Ultra 20x $199.99 20 times Pro limits, 30 TB, 25,000 Flow credits, Project Genie, YouTube Premium in some countries
Grok Ultra $200 50 times Plus usage, earliest access to models
Perplexity Max $167 billed yearly 10,000 Computer credits a month, highest limits, frontier models

All five include monthly credits or usage pools rather than unlimited use; each maker's page lists the limits. A $100 middle step exists at OpenAI (Pro 100), Anthropic (Max), Google (Ultra 5x, $99.99) and SpaceXSI (Super). In a Sep 1, 2026 video, Eric Michaud pointed out that Claude's higher plans, then Max at $100 and $200, differed from Pro mainly in usage and in priority access at busy times.

Work and creative plans

How we chose

Every price was read on the maker's own pricing or help page on Nov 6, 2026, in US dollars before tax; where a page shows only a yearly-billed rate, the table says so. Prices change often, and local prices differ (OpenAI localizes Go in some markets).

Frequently asked questions

How much does ChatGPT Plus cost? ChatGPT Plus costs $20 a month, billed monthly only, as of Nov 6, 2026; ChatGPT Go costs $8 and ChatGPT Pro $100, $200 or $500.

Is ChatGPT Plus or Claude Pro or Gemini Pro cheaper? They cost about the same: ChatGPT Plus $20 a month, Claude Pro $20 ($17 billed yearly) and Google AI Pro $19.99, as of Nov 6, 2026. Claude Pro is the cheapest of the three if paid yearly.

What is the cheapest paid AI plan? Google AI Plus at $4.99 a month is the cheapest paid plan from a major assistant as of Nov 6, 2026, followed by ChatGPT Go and Grok's Plus at $8.

What do the $200 AI plans include? The $200 plans (ChatGPT Pro 200, Claude Ultra, Google AI Ultra 20x, Grok Ultra) mainly buy much higher usage limits, first access to new models and agents, and in OpenAI's and Anthropic's case monthly API credits.

Can I pay yearly for ChatGPT? No. OpenAI does not offer yearly billing for ChatGPT Go, Plus or Pro as of Nov 6, 2026; Claude Pro and Microsoft 365 do offer yearly plans.

Sources

Moments

Which AI Subscription Is Actually Worth It?

Eric Michaud

  1. The standard paid plan of every major AI assistant costs about $20 a month as of Nov 6, 2026: ChatGPT Plus is $20…
  2. All five include monthly credits or usage pools rather than unlimited use; each maker's page lists the limits. A $100…

ChatGPT vs Claude vs Gemini: Which $20 AI Plan Is Worth It?

Parker Prompts

  1. Which $20 plan? For coding and long agent tasks, Claude Pro, which includes Claude Code. For the broadest set of…

See also

About this page

Last updated Nov 6, 2026 by the Vi.ki team. Page text CC BY-SA 4.0.

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